Reviews
Dispute route order after a phished payment-app account
Dispute route order after a phished payment-app account: what goes to the app, the bank, the fraud channels and a regulator, and which deadline runs first.
Desk
Costs Desk
Budgets, quotes and the difference between the estimate and the invoice.
Reviews
Authentication methods compared: password, passkey, one-time code and hardware key
Authentication methods compared across phishing resistance, device loss, enrollment, recovery, portability, verifier risk, and finance-account use.
Reviews
Digital money forms compared: cryptocurrency, stablecoin, tokenized deposit and CBDC
Digital money forms compared by issuer, liability, value anchor, reserves, ledger, redemption, custody, settlement, insurance, availability, and key risks.
Reviews
Installment loan, line of credit, cash advance, and buy-now-pay-later compared
Digital credit products compared by funding, draw structure, repayment, APR, fees, reuse, autopay, merchant ties, reporting, rollover, and total cost.
Rules
IRS reporting for crypto, stablecoins, and payment-app income
IRS reporting for crypto and payment-app income now runs through Form 1099-DA, Form 1099-K, Form 1099-MISC, and Form 8949, with new thresholds and deadlines.
Guides
How cross-border transfers from the US to Mexico and Canada settle
US to Mexico and Canada cross-border transfers settle through different rails, spreads, FinCEN rules, and partner banks that decide when money lands.
Rules
3 Miami remittance and stablecoin rules for Latin America corridors
Miami remittance and stablecoin rules come from three sources: Florida money transmitter licensing, FinCEN MSB registration, and stablecoin freeze risk.
Reviews
Screen scraping, API access, file export, and bank portal sharing compared
Financial data access methods compared by credentials, scope, freshness, revocation, resilience, provenance, payment authority, and consumer control.
Guides
Compare Fintech Savings APY Fees: One Example
Compare fintech savings apy fees using a net-yield method; mid-2024 rates: Marcus 4.40% APY, Robinhood Gold Cash 5.00% APY, and a $5 monthly Gold subscription.
Reviews
Bank transfer methods compared: ACH, wire, instant payment and card payout
ACH credits, ACH debits, wires, instant payments, and card payouts compared by direction, speed, settlement, availability, fees, returns, and evidence.
Reviews
Financial account types compared by structure
Financial account types compared by legal structure, protection, access, and records. See how bank, prepaid, brokerage, and nonbank app balances differ.
Reviews
Cash, bank deposits, electronic money, and stablecoins compared
Cash, bank deposits, electronic money, and stablecoins compared by issuer, holder claim, ledger, redemption, settlement, insurance, access, and risk.
Reviews
Debit, credit, prepaid, and charge cards compared
Debit, credit, prepaid, and charge cards compared by funding source, repayment, fees, holds, overspending risk, records, and dispute process.
Reviews
Digital Wallet Types Compared: Four Structures
Digital wallet types compared by what each structure holds or controls, where it works, how transactions settle, and how access is recovered.