Guides
Fintech consumer protection guide: terms, errors, complaints, privacy, and records
A fintech consumer protection guide to account terms, Regulation E and other dispute rules, CFPB complaints, privacy notices, and records to preserve.
Maintenance
Fintech terms and privacy checklist for comparing two apps
Score two fintech apps side by side on terms, fees, privacy, support and regulator, then break ties by the gaps each provider leaves open.
ChristophMeinersmann / PixabayReviews
Dispute route order after a phished payment-app account
Dispute route order after a phished payment-app account: what goes to the app, the bank, the fraud channels and a regulator, and which deadline runs first.
moritz320 / PixabayGuides
How to document and escalate a digital finance complaint
A digital finance complaint works when the record names the entity, the transaction and the correction you want, then follows the right regulator.
Maximilianovich / PixabayGuides
Fintech consumer protection guide: terms, errors, complaints, privacy, and records
A fintech consumer protection guide to account terms, Regulation E and other dispute rules, CFPB complaints, privacy notices, and records to preserve.
viarami / PixabayFeatures
Payment app account takeover case: containment timeline and control gaps
A fictional payment app account takeover case with a containment timeline, known and unknown facts, contact sequence, root-cause review, and response template.
viarami / PixabayRules
Finance fraud attack patterns: phishing, SIM swaps, impersonation and mule accounts
Finance fraud attack patterns explained through phishing, SIM swaps, impersonation, money mules, recovery abuse, warning signs, diagnosis, and response.
Macedo_Media / PixabayMaintenance
Finance app security and recovery checklist
Finance app security checklist for identity proofing, authenticators, sessions, devices, transactions, alerts, recovery, support, records, and response.
kaboompics / PixabayReviews
Authentication methods compared: password, passkey, one-time code and hardware key
Authentication methods compared across phishing resistance, device loss, enrollment, recovery, portability, verifier risk, and finance-account use.
Tony Webster from Minneapolis, Minnesota, United States / Wikimedia CommonsStart here
Guides
Digital finance security guide: identity, authentication, fraud, and recovery
Identity proofing, authentication, transaction authorization, fraud detection and recovery each answer a different question about a finance account.
Guides
Crypto and stablecoin guide: a layer-by-layer overview
This crypto and stablecoin guide explains how tokens, reserves, redemption, custody, transfers, and risk fit together, and what to check before acting.
Guides
Fintech lending guide: from application to payoff
A fintech lending guide to tracing a loan from application through approval, funding, repayment, servicing, credit reporting, and payoff.
Features
Why Charlotte bank holds and sweeps delay your transfers
Charlotte bank holds and sweep delays stem from Regulation CC holds, sweep timing, and East Coast operations. Learn what to ask when a transfer stalls.
Rules
Texas money-transmitter licensing for fintech apps and crypto platforms
Texas money-transmitter licensing for fintech apps runs through the Texas Department of Banking, with surety bond, net worth and FinCEN rules shaping payouts.
Latest from Fintech Notes
Maintenance
Fintech terms and privacy checklist for comparing two apps
Score two fintech apps side by side on terms, fees, privacy, support and regulator, then break ties by the gaps each provider leaves open.
Reviews
Dispute route order after a phished payment-app account
Dispute route order after a phished payment-app account: what goes to the app, the bank, the fraud channels and a regulator, and which deadline runs first.
Guides
How to document and escalate a digital finance complaint
A digital finance complaint works when the record names the entity, the transaction and the correction you want, then follows the right regulator.
Guides
Fintech consumer protection guide: terms, errors, complaints, privacy, and records
A fintech consumer protection guide to account terms, Regulation E and other dispute rules, CFPB complaints, privacy notices, and records to preserve.